Attention: High-earning W-2 employees, Consultants,
Business Owners, and Professionals!
BUILD A PURPOSE-DRIVEN WEALTH EMPIRE THAT LASTS FOR GENERATIONS
5 Days to Stop Overpaying the IRS and Start Building Generational Wealth
Join Mario J. Payne, CFP® for an intensive 5-Day From Taxpayer to Wealth Builder Mentorship that will show you how to keep more of your money, reduce unnecessary taxes, and create a lasting wealth plan that works for you — not just the IRS.
Date: February 2nd - 6th 2026
Time: 07:00 PM EST daily
Location: Virtual(ZOOM)
Is Your Money Working Against You?
You work hard, you pay your taxes… but something still isn’t clicking.
Maybe:
✔️ You’re losing thousands every year in taxes without realizing there are legal strategies to keep more of what you earn
✔️ You feel like you’re working harder than ever, but your wealth isn’t growing the way it should
✔️ You’re watching others build assets and create financial freedom while you feel stuck living paycheck to paycheck
✔️ You’re financially responsible, but frustrated because no matter how much you make, it feels like you can’t get ahead
✔️ You know you were meant for more than just being a taxpayer in the system
Here's the truth:
You don’t have to keep trading time for money or giving away your wealth in taxes.
Gone are the days of being a high earner with nothing to show for it.
The wealthiest families know that financial abundance isn’t about how much you make, it’s about how much you keep, grow, and pass on.
Imagine instead:
✔️ Building streams of income that allow you to keep more of your money and multiply it
✔️ Using proven tax strategies to turn lost dollars into wealth-building opportunities
✔️ Finally seeing your money grow instead of disappear into bills and taxes
✔️ Creating freedom where your wealth works for you, not the other way around
✔️ Building generational wealth that secures your family’s future and legacy
This isn’t about filing your taxes better
It’s about completely transforming how you think about money, wealth, and strategy
The From Taxpayer to Wealthbuilder Mentorship is your blueprint to shifting from simply paying taxes to using proven strategies that build wealth, protect your income, and multiply your assets.
In just 5 days, you’ll discover the exact wealth frameworks Mario J Payne, CFP® has used to help professionals, entrepreneurs, and families save thousands in taxes, grow their income streams, and start creating generational wealth.
Ready to stop thinking like a taxpayer and start building like a strategist?
Here’s a Sneak Peek of What You’re Going to Learn Over the 5 Days
Day 1
Leverage: Scaling your finances without using your money
(value $4,999)
Discover how wealthy families scale their finances using other people’s money, not just their own cash. Learn how strategic leverage and smart capital structuring can multiply growth, reduce taxes, and keep more money working for you each year.
Day 2
Buy Low: Advanced Tactics to Never Pay the Listed Price for Assets
(value $9,997)
Go beyond traditional investing. Learn how wealthy buyers use tax deed laws, delinquency timelines, redemption rules, and title strategies to acquire real estate at deep discounts—often for pennies on the dollar—before value creation even begins.
Day 3
Automation: Let AI Do the Work So You Can Scale Faster
(value $10,000)
Stop doing everything manually. Learn how automation and AI handle the heavy lifting, streamline decisions, and free your time—so your finances can scale faster without requiring more effort from you.
Day 4
Investing: Build Wealth Through Stocks and Strategic Investments
(value $7,999)
Discover how strategic investing in stocks and diversified assets can grow your wealth over time while reducing reliance on earned income. Build long-term financial security by putting your money to work through disciplined, system-driven investment strategies.
Day 5
The Six-Figure Wealth Machine: Putting It All Together
(value $15,000)
Bring everything together into one proven system. Learn how structure, strategy, speed, and freedom combine to create lasting wealth and generational impact.
Meet Your
Coach on
This Transformative Journey:
Mario J. Payne, CFP®
CEO & Founder, TOAMS Financial
Mario J. Payne is a U.S. Army veteran, Certified Financial Planner™, and founder of TOAMS Financial, an independent SEC-registered advisory firm. With 15+ years of experience, he has helped individuals and families build wealth, reduce taxes, and plan for generational prosperity.
He is also the co-founder of Letbob, a financial technology platform designed to simplify tax planning and business operations for entrepreneurs and professionals. Letbob is the first Black-owned ETF (symbol: LETB), empowering investors to build wealth while supporting inclusive financial innovation.
From helping thousands of clients worldwide build wealth to building a firm rooted in faith and stewardship, Mario’s mission is clear: to make investing simple and empower others to create generational wealth.
Mario J. Payne and his adventurous journey in wealth building and teaching
Hear from Mario’s clients who have transformed their finances and built lasting wealth
Frequently Asked Questions:
Who is this Mentorship for?
This Challenge is perfect for professionals, entrepreneurs, and business owners who are tired of just “filing taxes” and want to learn how to strategically build wealth through tax planning, investing, and smart financial structures. Whether you’re new to wealth building or already established, this challenge will help you level up.
Do I need to have an established business to participate?
Not at all. While business owners will gain powerful tax strategies, individuals and families can also benefit. The principles taught will show you how to shift from being a taxpayer to becoming a wealth builder—no matter where you’re starting from.
How much time will I need to dedicate each day?
Each daily session runs just one hour (7PM–8PM EST). That’s a small investment of time that could change the way you approach wealth, taxes, and generational planning forever.
What makes this Mentorship different from others?
Most programs teach you how to make more money. This challenge shows you how to keep more of it while turning tax savings into lasting wealth. Led by Mario J. Payne, CFP®, you’ll learn the exact strategies he’s used to help families save thousands in taxes and create new income streams.
Is this just another financial course?
No. This isn’t about learning theory—it’s about actionable wealth strategies you can start using immediately. You’ll walk away with a clear blueprint to reduce taxes, grow assets, and build real financial freedom.